If you become disabled and you were to lose your job, how would you be able to pay for the costs if you were unable to work? Disability and accident insurance could assist you and is likely less expensive and simpler to get than you think.

Do you have disability insurance? Consider whether your current insurance may not offer the protection you require or if the injury was not at the workplace. This plan gets designed to boost the coverage you have already purchased for your job.

Being healthy and young is an excellent time to get personal insurance for disability due to accidents. Accidents can occur at any moment.

Personal Accident Disability Insurance provides monthly benefits that help pay for lost income or new expenses in case of an injury or accident. Monthly gifts can reduce income loss and pay for household costs and any other fees the insured may require.

Personal Accident Disability Insurance offers you additional protection and security at work, home, or at play, throughout the day, anyplace around the globe. If you get injured as a result caused by an accident, insurance includes:

  • Monthly disability benefits, in which you select the amount, which includes five years of regular employment benefits for the duration of the use that is more than two years.
  • Instant coverage that continues throughout the entire benefit period after an accident causes an irreparable loss of hearing, sight, or speech
  • $100 per day up to a year of hospitalization related to accidents, paid in addition to the monthly accident benefits
  • The ambulance benefit can be up to $100 per accident.
  • Rehabilitation benefits assist you in getting back to everyday day-to-day routines. The in-built accidental death benefit is $10,000 or more.
  • A death benefit in addition to three times the final monthly payable accident claim benefit if you pass away while receiving benefits

We may also create other features to meet your needs, such as strain sprain riders and sickness incapacity. Contact us at Ottawa Life Insurance to learn more about this insurance policy.

We’re here to assist you with your business and personal insurance needs. Call us at (613) 454-1424 or email us at info@ottawa-lifeinsurance.ca for further information.