Health Insurance

Disability Insurance

Disability Insurance

Disability insurance is coverage that will replace approximately 70% of your gross income in the event of an accident or illness that prevents you from working.? ? This remittance is tax tree.? Critical Insurance will pay a single, one-time lump sum benefit, but disability insurance is a monthly check.? The funds can be taxable or non taxable based on the terms of the policy, whether it is an individual policy, or part of a group plan.

Careful consideration must be given to the structure of your benefits plan.? Employment status as well as other factors all play a part in making the correct selection for your needs.
E

Definition of total disability

E

Cancellation and renewal options

E

Elimination period, also known as waiting period

E

Benefit duration

E

Optional riders

E

Exclusions