It’s not difficult to get health insurance, even if you already have a medical health condition. Nobody likes having to undergo an injection. Also, not obtaining health insurance due to an existing health condition or the family background.
It’s only natural that when you’re suffering from an illness or pre-existing medical illness, you may be hesitant to get health insurance. Don’t let this discourage you, even though some health insurance policies require a medical examination. Some guidelines don’t need any when you apply.
Different Policies, Different Application Procedures
There are many different health insurance policies. Not all are created equal, but. In some cases, you’ll have to answer some health-related questions or complete the form when applying. You could, for instance, get asked if you have any family medical history with heart problems, which medication you’re taking, and which procedures you’ve undergone.
Other policies require complete underwriting. “Underwriting” is a medical examination by a healthcare professional and a series of tests to determine if you are eligible.
There are also insurance plans that do not require all of the above. You can obtain comprehensive health and dental insurance with no requirements and no medical examinations when you apply, and acceptance is 100% guaranteed.
Guaranteed-Issue Insurance
Your acceptance is guaranteed when you submit your application with insured issue plans. Ottawa Life Insurance Guaranteed Issue enhanced program is a prime illustration. It will cover you regardless of an existing medical condition such as asthma, diabetes, and high cholesterol.
Guaranteed-issue insurance is fast, simple, and easy to apply. The insurance coverage starts on the first of each month, following the receipt of your first payment. You have 30 days to cancel your coverage and obtain a refund if you change your mind.
Are You Sure It Is a Good Choice for You?
A guaranteed-issue policy could be an alternative for people who suffers from a medical issue that has to get identified. It can also be an excellent choice for easy insurance and a speedy, simple, easy application.
Ottawa Life Insurance is here to assist you with your insurance needs. Call us at (613) 454-1424 or email us at info@ottawa-lifeinsurance.ca.
Recent Comments